FAQ'S


Q:
WHAT ABOUT PAST CREDIT PROBLEMS?

A:
We finance customers who have had past credit problems and want to rebuild their credit.

Q: I’VE HAD A BANKRUPTCY. DO I STILL QUALIFY?

A: Yes. We will finance customers who are in bankruptcy or who have recently been discharged.

Q: I’VE HAD A REPOSSESSION BEFORE. DO I STILL QUALIFY?

A: Yes. We will finance customers who have had a repossession before.

Q: I JUST STARTED MY JOB. CAN I STILL GET FINANCED?

A: Yes. Although job time is a major factor we can usually arrange a loan that will fit each customer.

Q: HOW MUCH WILL I NEED FOR A DOWN PAYMENT?

A: We try to be flexible with customers’ down payments and will work with each customer’s budget. Let us know what you can afford for a down payment and we will arrange a loan that works for you.

Q: WHAT WILL MY LOAN PAYMENTS BE?

A: Each customer’s loan application is reviewed for affordability. A budget analysis is done with each customer and a payment amount is arrived that suits the customer.

Q: DO YOU REPORT TO THE CREDIT BUREAUS?

A: Yes: The main focus of our credit program is to help you rebuild your credit. We report to the credit bureau each customer’s payment history on a monthly basis.

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